Calcolatore DCA — Piano di Accumulo Crypto

Cos'è il DCA?

DCA è una strategia dove investi un importo fisso a intervalli regolari. Quando il prezzo scende, compri di più.

DCA removes the guesswork of market timing. Instead of trying to buy the bottom, you spread purchases over time, reducing the impact of volatility on your average entry price.

DCA is the single most recommended strategy for new crypto investors. Even professional traders use DCA to build large positions over weeks or months.

DCA Formula

The core DCA calculation:

Avg Cost = Total Invested ÷ Total Units Acquired

Units per period = Investment Amount ÷ Price at that period. P/L = (Current Price − Avg Cost) × Total Units.

DCA vs Lump Sum

In a perfectly rising market, lump sum wins because money is invested immediately. But in volatile, uncertain markets — which crypto always is — DCA usually produces better risk-adjusted returns.

Factor	DCA	Unico
Timing risk	Low — spread across periods	High — all at one price
Emotional stress	Low — automated, no FOMO	High — fear of bad entry
Best in bear market?	✅ Yes — buys more at lower prices	❌ No — full exposure to drop
Best in bull market?	Average — misses some upside	✅ Yes — full exposure to rally

Crypto DCA Strategies

The best DCA frequency depends on the asset and your budget. Here are recommended approaches for popular cryptocurrencies:

Asset	Recommended Frequency	Notes
BTC	Settimanale	Most proven. Weekly DCA over 4+ years has never lost money.
ETH	Mensile	Strong fundamentals. Monthly works well for mid-term holdings.
SOL	Bisettimanale	Higher volatility. Bi-weekly captures more price swings.
Stablecoin Yield	Mensile	Monthly into DeFi protocols for steady yield.