Rabon kuɗin shigar gidajen Amurka (shekarar kuɗin shiga 2024)
Don ilimi kawai: duk bayanai, lissafi da sakamako a wannan shafi na ilimi ne da bayani na gama-gari. Ba shawarar kuɗi, zuba jari ko haraji ba ne, kuma bai kamata a yi amfani da su a matsayin tushen yanke shawarar kuɗi ba. Duba cikakken sanarwarmu ta kauracewa alhaki.
Matsayin kuɗin shiga yana amfani da bayanan US Census CPS ASEC (kuɗin da aka samu Janairu–Disamba 2024, kafin haraji, daga kowace majiya); matsayin dukiya yana amfani da Survey of Consumer Finances na Babban Bankin Amurka (2022, dukiyar gida bayan cire bashi).
Kuɗaɗen da ba USD ba ana canza su da farashin kasuwa da za a iya gyarawa; matsayin duniya ƙiyasi ne mai sauƙi na PPP ga kowane babba daga World Inequality Database. Ana ƙiyasta ƙimomin da ke tsakanin ma'aunan binciken.
Ma'aunan kuɗin shiga na Amurka don 2026
Duk alkaluman kuɗin shiga ne kafin haraji da aka samu Janairu–Disamba 2024, daga fitowar ASEC ta Satumba 2025 ta Hukumar Ƙidaya — bayanan da ke tafiyar da kalkuletar da ke sama.
Menene kuɗin shigar gida na tsakiya?
Kuɗin shigar gida na tsakiya a Amurka shine $83,592 ($83,730 a wallafar Ƙidaya ta hukuma). Matsakaicin kuma $120,952 ne — manyan masu samun kuɗi sun ja shi sama, yana zaune kusa da persentil na 65.
Menene kuɗin shigar mutum ɗaya na tsakiya?
Ma'aikaci na tsakiya ya samu $53,010; matsakaicin kuwa $77,652 ne. Ga mutanen da galibi suke aiki cikakken lokaci (awa 40+), na tsakiya ya kai kusan $65,000 — sanannen ma'aunin kuɗin shiga "mai kyau".
Wane kuɗin shiga ne kaso 10% na sama?
Kaso 10% na sama yana farawa daga $251,036 ga gidaje da $155,042 ga ma'aikata ɗai-ɗai.
Wane kuɗin shiga ne kaso 5% na sama?
Kaso 5% na sama yana farawa daga $335,575 ga gidaje da $210,351 ga ma'aikata ɗai-ɗai.
Wane kuɗin shiga ne kaso 1% na sama?
Kaso 1% na sama yana farawa daga $659,060 ga gidaje da $450,100 ga ma'aikata ɗai-ɗai — dukansu sun haura da kusan 4–5% daga binciken da ya gabata.
Mutane nawa ne ke samun $100,000 ko fiye?
Kusan 23% na ma'aikata ɗai-ɗai — kimanin mutane miliyan 42 — sun samu lambobi shida, kuma kusan 43% na gidaje (≈miliyan 58) sun haura $100,000. Kuɗin shiga na kwata miliyan yana sa mutum ɗaya cikin kusan kaso 3.6% na sama (≈ma'aikata miliyan 6.6), kuma kuɗin shiga na lambobi bakwai cikin kusan kaso 0.35% na sama.
Persentil na kuɗin shiga: cikakken tsani
Kowane ma'auni farashin shiga wannan persentil ne — ka samu fiye da haka kai ne a samansa. Ka ɗauki lambobin ƙarshe a matsayin hayaniyar bincike, ba daidaito ba.
| Persentil | Kuɗin shigar gida | Kuɗin shigar mutum ɗaya |
|---|---|---|
| na 10 | $19,889 | $11,005 |
| na 25 | $41,401 | $30,000 |
| na 50 (tsakiya) | $83,592 | $53,010 |
| na 75 | $153,000 | $93,400 |
| na 90 | $251,036 | $155,042 |
| na 95 | $335,575 | $210,351 |
| na 99 (kaso 1% na sama) | $659,060 | $450,100 |
Majiya: US Census Bureau CPS ASEC (fitowar Satumba 2025, shekarar kuɗin shiga 2024), wanda IPUMS-CPS v13.0 ya daidaita. Kuɗin shiga kafin haraji.
Lura da yadda tsanin yake ƙara tsauri: daga persentil na 50 zuwa na 75 na gidaje yana buƙatar ƙarin kuɗin shiga kusan $69,000; daga na 95 zuwa na 99 yana buƙatar sama da $323,000. Rashin daidaiton kuɗin shiga yana zaune kusan gaba ɗaya a wannan matakalar ƙarshe.
Kuɗin shigar gida na tsakiya, 2015–2024
Kuɗin shigar gida na tsakiya a Amurka a kowace shekara (USD na yanzu)
Ƙimomin tsakiya na hukuma na Hukumar Ƙidaya, dalolin yanzu, shekarar kuɗin shigar da aka nuna
Majiyoyi: US Census Bureau, rahotannin Income in the United States (jerin P60), 2015–2024. Jan sandar tana nuna faɗuwar annobar 2020. Lura: hauhawar farashi ta cinye galibin ƙarin albashin 2021–2023; ainihin kuɗin shiga na tsakiya bai sake fitowa fili ba sai 2023–2024.
Me ake ɗauka a matsayin matsakaicin aji a 2026
Sanannen ma'anar bincike — rabi zuwa ninki biyu na kuɗin shigar gida na tsakiya — yana sa matsakaicin aji tsakanin $41,796 da $167,184 a shekara. Wannan faffaɗan rufi ne da gangan: yana ɗaukar malami guda da gidan lauyoyi biyu.
Dalilin da ya sa kowace majiya take faɗin "kuɗin shiga na tsakiya" daban
Nemi "median US income" a Google za ka gamu da alkaluma daga $43,000 zuwa $84,000 — dukansu daidai ne a fasaha. Suna auna abubuwa daban-daban ne:
- Kuɗin shigar gida na tsakiya na Census ASEC — $83,730 na hukuma / $83,592 wanda aka daidaita. Kowane irin kuɗin shiga, gida gabaki ɗaya. Muna amfani da jerin IPUMS da aka daidaita saboda shi ne yake tafiyar da cikakkiyar layin persentil.
- Kuɗin shigar mutum ɗaya na tsakiya na Census ASEC — $53,010. Bincike ɗaya, ga kowane ma'aikaci maimakon kowane gida.
- Ƙididdigar albashi ta Social Security — kusan $43,000 (2023, sabuwar da ake da ita). Albashi kawai, ga kowane ma'aikaci; ba ta lissafa zuba jari da galibin kuɗin aikin kai, don haka ita ce mafi ƙasƙanci.
- Abin da ake samu a mako na BLS — kusan $62,000 a shekara. Ma'aikatan albashi na cikakken lokaci kawai; ban da masu ɗan lokaci, masu aikin kai da kuɗin zuba jari.
Tsarin shine: yadda nau'ikan kuɗin shiga suke ƙaruwa kuma ɓangaren samun kuɗin yake girma, haka alkalumar take hawa. Idan wani ƙimar tsakiya a kanun labarai ta ba ka mamaki, ma'anar ce — ba tattalin arziƙin ba — galibi take bayyana dalilin.
Persentil ɗinka hoto ne na lokaci ɗaya. Riɓanyar riba ita ce alkiblar.
Matsayin kuɗin shiga yana sake farawa kowace Janairu; kuɗin da aka zuba jari yana ci gaba da hawa maka tsani. Duba abin da tarihi ya ce da kalkuletarmu ta 'da a ce', sannan ka duba yanayin bull, base & bear na S&P 500, zinariya da Bitcoin.
Buɗe cibiyar hasasheHanyoyin aiki & majiyoyin bayanai
Ma'aunan persentil sun fito ne daga Current Population Survey Annual Social and Economic Supplement (CPS ASEC) na Hukumar Ƙidayar Amurka, wanda aka fitar a Satumba 2025 kuma ya shafi kuɗin da aka samu Janairu–Disamba 2024: bayanan gidaje 55,762 (≈gidaje miliyan 135) da bayanan ma'aikata 75,234 (≈ma'aikata miliyan 183), waɗanda aikin IPUMS-CPS na Jami'ar Minnesota ya daidaita (v13.0).
Kuɗin shigan kafin haraji ne kuma ya ƙunshi albashi, aikin kai, zuba jari da sauran kuɗaɗen shiga. Jadawalin kowace-shekara yana amfani da ƙimomin tsakiya na hukuma na Ƙidaya na jerin P60 da dalolin yanzu.
Yanayin dukiya yana amfani da persentil na dukiyar gida daga Survey of Consumer Finances na 2022 na Babban Bankin Amurka (tsakiya $192,084; kaso 1% na sama $13.67M).
An ƙera samfurin ƙasashen da ba Amurka ba: muna daidaita rabon kuɗin shiga na log-normal ga kowane babba a kowace ƙasa bisa kimanin matsakaicin kuɗin shigar ƙasar (GNI ga kowane mutum na Bankin Duniya, USD na kasuwa, wanda aka daidaita zuwa tushen kafin haraji ga kowane babba) da ma'aunin Gini — daidaitaccen ƙiyasi wanda ma'aunansa hasashe ne, ba ƙimomin bincike ba.
Canjin kuɗi yana amfani da kimanin farashin kasuwa (Yuli 2026) da za ka iya gyarawa a cikin kayan aikin; matsayin duniya na zaɓi yana raba kuɗin shiga da yawan manya a gidan sannan ya sanya shi a kan rabon duniya na kowane-babba na World Inequality Database (PPP) — ka ɗauke shi a matsayin ƙiyasi mai sauƙi.
Kalkuletar tana ƙiyasta a madaidaiciya tsakanin ma'aunan persentil 99 da aka wallafa — ƙimomin da ke tsakani hasashe ne, kuma iyakance babban bayanan binciken yana nufin alkaluman kaso 1% na sama na taka-tsantsan ne.
"Mutanen da ka fi kuɗin shiga" yana ninka persentil ɗinka da ma'aunin yawan jama'a na binciken. Ƙiyasi ne, ba shawara ba: duba sanarwarmu ta kauracewa alhaki.
Majiyoyi: US Census Bureau, "Income in the United States: 2024" (P60-286, Satumba 2025) · IPUMS-CPS v13.0, Jami'ar Minnesota · ƙididdigar persentil ta DQYDJ ta microdata na ASEC (bugu na 2025) · ƙididdigar albashi ta SSA (2023) · abin da ake samu a mako na BLS.
Tambayoyi da Amsoshi
In yi amfani da kuɗin shigar gida ne ko na mutum ɗaya?
Yi amfani da mutum ɗaya don kwatanta abin da kai kaɗai kake samu da sauran ma'aikata. Ma'aunin gidaje ya fi girma sosai saboda gidaje da yawa suna da masu samun kuɗi biyu: tsakiya $83,592 sabanin $53,010.
Kalkuletar tana amfani da kuɗin shiga kafin haraji ne ko bayan haraji?
Menene kuɗin shigar matsakaicin aji a Amurka?
Yaya daidaiton kalkuletar persentil na kuɗin shiga yake?
Kalkuletar tana ƙiyasta tsakanin maki 99 na persentil da aka wallafa, don haka sakamakon da ke tsakanin ma'aunan ƙiyasi ne na kusa, ba ainihin matsayi ba, kuma iyakance babban bayanan binciken yana sa alkaluman kaso 1% na sama su zama na taka-tsantsan.