Cheapest Way
Wise uses the real mid-market rate with a transparent 0.4–1% fee. Interactive Brokers offers near-zero spreads for active traders. Avoid bank wires for small transfers — fixed fees eat the value.
Live USD/CAD Rate
Convert US Dollar to Canadian Dollar
1 USD = 1.3784 CAD -0.20% today
Rate source: BeCoin live mid-market · Updated May 22, 2026, 02:00 PM · Refreshes every page load
1 US Dollar = 1.3784 CAD as of May 22, 2026. The rate has moved -0.20% in the last 24 hours and -1.90% over the past 30 days. This is a mid-market indicative rate — actual rates from exchanges and brokers include spreads and fees ranging from 0.002% (Interactive Brokers) to 4-6% (legacy bank wire). The lowest-cost provider in the comparison is Interactive Brokers with a 0.002% fee. This is not financial advice.
USD to CAD Conversion Table
Convert any amount instantly. Rates are recalculated from the live USD/CAD mid-market price above.
| USD | CAD |
|---|---|
| 100 USD | 137.8400 CAD |
| 500 USD | 689.2000 CAD |
| 1000 USD | 1,378.4000 CAD |
| 10000 USD | 13,784.0000 CAD |
| CAD | USD |
|---|---|
| 100 CAD | 72.5479 USD |
| 500 CAD | 362.7394 USD |
| 1000 CAD | 725.4788 USD |
| 10000 CAD | 7,254.7882 USD |
USD/CAD Rate Context
How the rate has moved across multiple timeframes — context competitors don't show.
24 Hours-0.20%
7 Days-0.58%
30 Days-1.90%
Best Platforms to Convert USD to CAD
Rates differ between platforms due to spreads, fees, and liquidity. We compared the top 10 currency platforms for USD/CAD conversions.
| # | Platform | Type | Fee | Spread | Speed | Payment | Best For | |
|---|---|---|---|---|---|---|---|---|
| 1 | Interactive Brokers | Broker | 0.002% | Tight | Instant | Active traders | Visit | |
| 2 | Revolut | Neobank | 0-0.5% | Tight | Instant | Instant transfers | Visit | |
| 3 | Wise | Neobank | 0.4-1% | Tight | Same day | Mid-market rate | Visit | |
| 4 | CurrencyFair | P2P | 0.45% + fee | Tight | Same day | Peer-to-peer | Visit | |
| 5 | OFX | Broker | 0% + spread | Medium | 1-2 days | Large amounts | Visit | |
| 6 | XE | Broker | 0% + spread | Medium | 1-4 days | Trusted brand | Visit | |
| 7 | OANDA | Broker | 0% + spread | Tight | Instant | Pro traders | Visit | |
| 8 | Remitly | Neobank | Flat fee | Medium | Minutes-24h | Remittances | Visit | |
| 9 | Payoneer | Neobank | Up to 2% | Medium | 1-2 days | Freelancers | Visit | |
| 10 | Western Union | Broker | Flat fee + spread | Wide | Minutes-1 day | Cash pickup | Visit |
Rankings are editorial, based on fees, liquidity, security, and user experience. We may earn a commission from some partners at no extra cost to you. Rates and fees shown are approximate and subject to change. Provider notes reviewed May 2026. This is not financial advice.
Best Way to Convert USD to CAD
Three approaches depending on your priority — cost, speed, or safety.
Fastest Way
Revolut sends instant transfers between accounts; Wise usually settles same-day. Bank wires take 1–4 days. For destination cash pickup, Western Union is fastest.
Safest Way
Use providers with clear regulatory disclosures, segregated-client-money policies where applicable, strong identity checks, and transparent transfer receipts. Confirm the destination currency and routing details before sending.
Fee Breakdown: Cost on a 10,000 USD Conversion
A real comparison of what you actually pay across providers — not just the headline fee.
Converting 10,000 USD to CAD · Approximate USD-equivalent provider cost including platform fee + estimated spread + payment-method markup.
Wise
$40–100
Revolut
$0–50
Interactive Brokers
≈ $2
OFX
$50–80 (spread)
PayPal
$300–450
Bank wire
$25 + 2–4%
Western Union
$200–400
Market Analysis
A snapshot of structure, signals, and macro context — to help you decide whether to convert now or wait.
Market Structure
Short-term drift regime for USD/CAD, combining 24-hour, 7-day, and 30-day momentum.
Momentum Balanced · 47/10024H drift-0.20%
7D drift-0.58%
30D drift-1.90%
Technical Signals
Aggregated RSI, MACD, and moving-average stack position for short-term directional bias.
Bearish Setup · 23/100RSI47.4 · Neutral
MACD-0.00 · Bearish
MA stack0/3 bullish
Macro & Rate Drivers
Interest-rate differentials, inflation expectations, and capital-flow data driving this pair.
Balanced Risk · 46/1001M outlook-1.90%
1Y outlook-2.35%
5Y outlook-3.74%
USD/CAD Forecast Horizons
Where the model expects USD/CAD to trade across five distinct horizons.
01
Tomorrow
Short-term momentum
1.3610
-0.20%
Confidence 95
02
This Week
Trend continuation
1.3558
-0.58%
Confidence 90
03
This Month
Macro-driven drift
1.3378
-1.90%
Confidence 80
04
This Year
Cycle position
1.3316
-2.35%
Confidence 67
05
5 Years
Long-term thesis
1.3127
-3.74%
Confidence 55
USD/CAD Rate Outlook
Should you convert now or wait? Here's where BeCoin models project the rate is heading.
| Timeframe | Expected Rate | Change | Confidence |
|---|---|---|---|
| Tomorrow | 1.3610 | -0.20% | 95% |
| This Week | 1.3558 | -0.58% | 90% |
| This Month | 1.3378 | -1.90% | 80% |
| This Year | 1.3316 | -2.35% | 67% |
Deep analysis with charts, scenarios, and accuracy metrics: US Dollar Forecast →
How to Convert USD to CAD
Three steps to convert any amount with the best rate.
1
Enter the amount
Type how much US Dollar (USD) you want to convert in the calculator above. The result updates instantly as you type.
2
Switch currencies
Use the dropdown menus to select any of 1,000+ supported assets. Tap the swap button to reverse the direction.
3
Pick a platform
Compare the 10 platforms above to find the best fees, spreads, and payment methods for your USD/CAD conversion.
SponsoredTrade Forex with Top Brokers
Compare forex trading conditions, spreads, and execution before opening a position.
Start Trading on Pocket Option →Trade responsibly · Past performance is not indicative of future results.What to Check Before Converting
A pre-conversion checklist to help you avoid common pitfalls.
Current rate — vs. 30-day average — are you converting near the high or low?
Total cost — platform fee + spread + payment-method markup
Destination details — IBAN, SWIFT/BIC, beneficiary name and address
Transfer speed — required (same day, 1 day, 3 days)
Verification — ID and proof-of-address required for larger amounts
Tax reporting — rules in your jurisdiction for foreign currency gains
Recipient fees — intermediary bank charges that may reduce the amount received
Daily limits — and total transfer caps for your account tier
Risk Warnings
- Exchange rates fluctuate continuously. The rate you see at quote may differ from the executed rate, especially on bank wires that settle days later.
- Mid-market rates are indicative only. Actual rates from brokers and banks include spreads, transfer fees, and intermediary bank charges.
- Past performance does not guarantee future results. Forecast horizons are model-based projections, not promises.
- Counterparty risk. Funds in transit are subject to provider solvency and regulatory oversight; check FSCS/SIPC coverage limits.
- This is not financial advice. Consult a qualified advisor for decisions involving large amounts.
USD to CAD FAQ
Quick, data-driven answers to the questions people ask the most.
1 USD equals 1.3784 CAD based on the latest market data. The rate has moved -0.20% in the last 24 hours and -0.58% over the past 7 days.
The 30-day model projects USD/CAD near 1.3378 (-1.90%). The 24h outlook points to 1.3610 (-0.20%), while the weekly target is 1.3558 (-0.58%).
Nearest support sits around 1.3923 and nearest resistance is near 1.3541. A sustained break above resistance improves the upside case; repeated closes below support raise downside risk.
The aggregate technical stance is Bearish: 0 bullish, 1 neutral, 4 bearish across all indicators. RSI reads 47.4 (Neutral) and MACD is -0.00 (Bearish).
Services like Wise, Revolut, OFX, and Interactive Brokers offer different USD/CAD conversion paths. The best choice depends on transfer size, speed, destination country, and whether you need a transfer provider or a trading account.
The current market structure score is 47/100 with a neutral momentum reading. Review the factor cards and forecast horizons above for full context before converting a large amount. No conversion tool can time the market perfectly.
The rate refreshes on every page load. Forex markets are most active during the London–New York overlap when liquidity is deepest and spreads are tightest.
Monitor whether the rate holds above support near 1.3923 and whether momentum can reclaim resistance near 1.3541. Track the weekly drift (-0.58%) and monthly drift (-1.90%) — shifts in those usually signal a regime change.
SponsoredCompare USD/CAD with a Partner Trading Platform
Professional charting tools, real-time signals, and AI-powered market analysis from BeCoin.
Open Free Account →Free forever · No credit card required.